Your Mortgage and Home Loan Specialist

for

Refinances and Purchases

 

Committed to Your Needs

Customers First

Our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, cash out equity to pay off your debts, or simply want to purchase a new home, our purpose is to satisfy your needs.  We have multiple varieties of all types of mortgage loans:  home mortgage loans, home equity loans, home equity lines of credit, and second mortgages.  Call the phone number above to speak with a mortgage professional today! 

Get Fast Answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculators! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.  Call us and see, you can speak with a loan professional immediately.  Or, if you prefer, you can apply on-line right here through one of the best mortgage company websites available.

Best Mortgage Rate Guarantee*

Our low rates are backed by our $1,000 Best Mortgage Rate Guarantee*.  If you find a better deal within a month of your loan closing with us, we'll pay you $1,000.  We are that confident we can offer you the best mortgage rates available.  This guarantee applies whether your calling for a home loan refi or to purchase a home.

Get Quick Cash

Turn the equity in your home to cash and use that cash however you like:

  • Pay-off high interest rate credit cards
  • Fix-up your house
  • Pay for college tuition
  • Buy a new car
  • Anything else you want

You may even be able to borrow up to 100% of your home value!

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Mortgage News Daily


Majority of States Reported on Board with Robo-Signing Settlement - 1 hour ago
Posted To: MND NewsWireDetails are still sketchy, but apparently a settlement has been agreed upon between five major banks and a majority of the states' attorneys general. The settlement involves Bank of America, Wells Fargo, Citigroup, JPMorgan Chase, and Ally Financial and arises out of charges that the banks and their subsidiary servicers used robo-signing and other abuses in processing thousands of foreclosures. The settlement was announced by lead negotiator, Iowa Attorney General Tom Miller who, according to CNBC said of the deal, "This enables us to move forward into the very final stages of remaining work. Federal and state officials, as well as representatives from the banks, continue to address matters that they must complete before finalizing any settlement," Miller said in a statement released late Monday...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS MID-DAY: 2/7/2012 - 2 hours ago
Posted To: MBS CommentaryMBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-17 : -0-10 FNMA 4.0 105-15 : -0-07 FNMA 4.5 106-23 : -0-05 FNMA 5.0 108-00 : -0-04 GNMA 3.5 104-32 : -0-08 GNMA 4.0 107-21 : -0-08 GNMA 4.5 109-02 : -0-05 GNMA 5.0 110-27 : -0-05 FHLMC 3.5 103-08 : -0-10 FHLMC 4.0 105-03 : -0-07 FHLMC 4.5 106-07 : -0-04 FHLMC 5.0 107-19 : -0-06 Pricing as of 11:01 AM EST Morning Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 10:31AM : ALERT: Negative Reprice Risk Increasing as MBS Hit Lows 10yr benchmarks are on the verge of a fairly meaningful technical breakout, at least as far as the yields themselves are concerned. Volume, on the other hand, while much higher than yesterday is not high enough to do justice to the very important...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Google Ends Mortgage Ads; Streamlines to be Nixed from FHA Compare Ratios; Servicing Agreement Bumping Along - 2 hours ago
Posted To: Pipeline PressThis is Black (African-American) History Month. The event began as Black History Week in 1926. For many years, the second week of February was set aside for this celebration to coincide with the birthdays of abolitionist/editor Frederick Douglass and Abraham Lincoln but then expanded in 1976 into Black History Month. The 2010 census counted 42 million black (either a single ethnicity or a combination of races) people in the U.S., nearly 14% of the population. Looking at the states, New York had the highest population with 3.3 million blacks, followed by Florida, Texas, Georgia, California, North Carolina, Illinois, Maryland, Virginia and Ohio. In terms of percentages of overall state population, Mississippi led the nation with 38%, followed by Louisiana (33), Georgia (32), Maryland (31), South...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
The Day Ahead: Relatively Insignificant Scheduled Events - 5 hours ago
Posted To: MBS CommentaryThere are all sorts of ways to divide market moving information into different categories. One of our favorites is also one of the most broad: scheduled vs unscheduled. At first glance, it might seem a bit odd to classify something scheduled as "market moving information" before it has been released. After all, we don't yet know what it's specific impact will be, or if it will even have one. But the important part here is not so much about the market impact and more about the fact that IF the data in question proves to be a market mover, AT LEAST WE KNOW what time of day it is released. The same courtesy is rarely extended to markets by the more significant market movers that concern European woes. The timely example would be Greece's current petulant defiance of it's three most important bond...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
January Housing Scorecard Released by HUD, Treasury - 20 hours ago
Posted To: MND NewsWireThe Departments of Housing and Urban Development (HUD) and Treasury issued the administration's January Housing Scorecard on Monday. The report is essentially a summary of data on housing and housing finance released by public and private sources over the previous month and/or quarter. Most of the data such as new and existing home sales, permits and starts, mortgage originations, and various house price evaluations have been previously covered by MND. The scorecard incorporates by reference the monthly report of the Making Home Affordable Program (MHA) through the end of December. This includes information on the universe of MHA programs including the Home Affordable Modification Program (HAMP), HOPE Now, and Second Lien Modifications and other initiatives. Since the HAMP program began in...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.